Engagement types
SBA deals cost you nothing up front — the lender pays our fee at closing. Larger and non-SBA raises run on a monthly advisory fee that's credited back against the success fee at closing.
Base
No monthly fees. The lender pays our fee.
SBA financing from $500K up to $10M, including pari passu structures.
We build your lender package, run the SBA lender campaign, negotiate your terms and support you through closing.
Pro
A monthly advisory fee, credited back against the success fee at closing.
For non-SBA and lower-middle-market raises, typically from $5M to $50M.
We build your full lender materials, run the whole debt-market process, negotiate your terms and manage the deal through closing.
Need equity alongside debt? Let's discuss your options for that.
Set a call →WHAT'S INCLUDED
Base covers SBA financing; Pro covers conventional, lower-middle-market and non-SBA raises. Either way, we do the work below — you supply documents and decide which lender to go with.
| Service | Base SBA financing | Pro Lower-middle-market financing |
|---|---|---|
| SBA financing (7(a), 504, pari passu) | Included | Not included |
| Financing amount $500K–$10M | Included | Not included |
| Conventional, lower-middle-market and non-SBA financing | Not included | Included |
| Financing amount $5M–$50M | Not included | Included |
| Initial deal assessment | Included | Included |
| Proposed capital structure | Included | Included |
| SBA vs. conventional pathway analysis | Included | Included |
| Loan program matching | Included | Included |
| Debt capacity & DSCR modeling | Included | Included |
| Professional deal teaser | Included | Included |
| Targeted lender list (1,150+ network) | Included | Included |
| Personalized lender outreach | Included | Included |
| Multi-round follow-up campaigns | Included | Included |
| NDA distribution & tracking | Not included | Included |
| Data room access management | Included | Included |
| Lender exclusion management | Included | Included |
| In-depth financial analysis & risk assessment | Included | Included |
| Market positioning & deal narrative | Included | Included |
| Competitive deal benchmarking | Not included | Included |
| Lender-ready credit package | Included | Included |
| Financing support letter | Included | Included |
| CIM creation (optional add-on) | Not included | Add-on |
| Financial model creation (optional add-on) | Not included | Add-on |
| Dedicated senior deal advisor | Included | Included |
| Lender Q&A collection, routing & tracking | Included | Included |
| Sponsor-lender call preparation & talking points | Included | Included |
| Lender call scheduling & coordination | Included | Included |
| Direct lender advocacy | Included | Included |
| Lender comfort letters | Not included | Included |
| Underwriting support & document troubleshooting | Included | Included |
| Proactive lender re-engagement | Included | Included |
| Third-party coordination | Not included | Included |
| Weekly detailed pipeline reports | Included | Included |
| Weekly update call | Not included | Included |
| Ongoing status updates | Included | Included |
| Lender feedback summaries & sentiment | Included | Included |
| Market intelligence | Included | Included |
| Multi-lender term sheet comparison matrix | Included | Included |
| Term sheet analysis & red-flag identification | Included | Included |
| Negotiation strategy & support | Included | Included |
| Deal structuring & optimization | Included | Included |
| Closing timeline coordination | Not included | Included |
| Post-term-sheet lender management | Included | Included |
| Advisory fee credits toward success fee | Not included | Included |
| Prepay discount option | Not included | Included |
Before you sign
What the fees cover, when they are due and what happens if a deal doesn't close.
Because larger financings take far more work up front. A Pro engagement means a full lender package, a much broader lender process and more questions, calls and negotiation than a straightforward SBA loan. The up-front fee covers that work, and it is far less up front than an investment bank would charge. A Base engagement (SBA) has no setup fee and no monthly fees.
On a Base engagement (SBA): no success fee, and nothing else is owed.
On a Pro engagement: no success fee. Advisory fees already paid and any document-preparation charges already incurred are not refunded, but they roll forward and are credited back to you on a future deal with us.
Either way, you keep the materials prepared for your engagement and the lender feedback received.
On a Base engagement (SBA) there is nothing to defer: no setup fee, no monthly fees, and the success fee is due at closing. On a Pro engagement the monthly advisory fee cannot be deferred, because it keeps both sides committed to getting your deal done. However, it credits against the success fee rather than sitting on top, so you get it back at closing.
Base covers SBA financing; Pro covers conventional, lower-middle-market and non-SBA raises. Both run the full campaign with a dedicated deal advisor from assessment through closing. Pro adds what larger and non-SBA deals need on top, such as NDA management, deal benchmarking, a scheduled weekly call and closing coordination. The matrix above lists every service for both, line by line.
When your document package is complete, not when you sign — so the clock never runs while you are waiting on us. Its length is set in your engagement agreement. See the card for your engagement for its exclusivity and non-circumvention terms.
Name them before we start and they go on your excluded list. A lender you sourced yourself is treated differently from one we introduce, and the distinction is written into the engagement.
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